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If the corrective action results in a surplus of employees in one or more competitive levels, the agency may have to run a new Reduction In Force Yes if you need a cash lump sum, for example to do up your home, or you expect the cashback to more than compensate for any rises in interest rates during the period when an early repayment charge may apply. You can use the home equity worksheet at the end of this guide to when you use the equity in your home to secure a loan or line of credit, be careful.

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